Understanding MBBS Fee Structure in Karnataka
MBBS fees in Karnataka vary significantly based on the type of seat (government quota, management quota or NRI quota) and the college. Government medical colleges have the lowest fees. Private college fees for government quota seats are regulated by the Karnataka government's Fee Regulatory Committee. Management quota and NRI quota fees are set by individual colleges and are substantially higher.
💡 What Is Included in MBBS Fees?
MBBS fees typically include: tuition fees, university examination fees, library and laboratory fees. They usually exclude: hostel fees (₹1–2L/year), mess/food charges, caution deposit (refundable), medical insurance, study materials and personal expenses.
Government Quota MBBS Fees (KEA Allotment) — Karnataka
| College Type | Annual Fee (Approx) | 5.5 Year Total |
|---|---|---|
| Government Medical Colleges (state government) | ₹5,000–₹30,000 | ₹25,000–₹1.5L |
| Private Medical Colleges — Government Quota (regulated) | ₹2L–₹3.5L | ₹10L–₹17.5L |
| Deemed University — Government Quota | ₹2.5L–₹4L | ₹12.5L–₹20L |
Management Quota MBBS Fees — Top Karnataka Colleges
| College | City | Annual Fee (Approx) | Total 5.5 Years |
|---|---|---|---|
| Kasturba Medical College, Manipal | Mangalore | ₹15–18L | ₹85L–₹1Cr |
| Father Muller Medical College | Mangalore | ₹12–14L | ₹65–75L |
| Yenepoya Medical College | Mangalore | ₹13–15L | ₹70–80L |
| A.J. Institute of Medical Sciences | Mangalore | ₹11–14L | ₹60–75L |
| MS Ramaiah Medical College | Bangalore | ₹14–16L | ₹75–90L |
| JSS Medical College | Mysuru | ₹13–15L | ₹70–85L |
| KLE Academy (JNMC) | Belagavi | ₹12–15L | ₹65–80L |
⚠️ Note: All fees listed are approximate for recent academic years. The Fee Regulatory Committee revises regulated fees periodically. Management quota fees are set by individual colleges. Always obtain the official fee structure from the college in writing before making any payment.
Education Loan for MBBS in Karnataka
Management quota MBBS fees (₹65L–₹1.2Cr) can be partially covered through education loans from nationalised banks. Key points:
- Most banks offer MBBS education loans up to ₹40–75 lakhs for recognised NMC-approved colleges
- Loans typically require collateral (property) for amounts above ₹7.5 lakhs
- Interest rates: 8.5–10.5% per annum (varies by bank and scheme)
- Repayment begins after a moratorium period (course duration + 1 year or 6 months after first employment)
- Some banks offer special schemes for MBBS — SBI Scholar Loan, Bank of Baroda Baroda Scholar
We assist families with bank loan referrals as part of our free admission guidance service. Contact us for more information.